The $950 Maintenance Fee Trap: Why a "Cheaper" Toronto Condo Can Cost You More Every Month
Posted on Sep 23, 2026 in Buying Tips
Purchase prices get the headlines. Monthly carry is what actually comes out of your bank account on the first of the month.
When buyers scroll Toronto condo listings, the filter is almost always set to price ceiling: under $700,000, under $800,000, under $1,000,000. It feels sensible and clean. The problem is that two condos listed at the exact same...
The Highest Offer Didn't Win The House. Here's What Did.
Posted on Sep 16, 2026 in Buying Tips
On offer night, everyone assumes the highest number wins. My buyer clients just proved that is not always true, and what happened tells you more about how sellers actually think than any pricing strategy could.
Their offer wasn't the top bid on the table. It was the second-highest of five. What tipped it in their favour was a letter.
The Reality of O...
Two-Thirds of Toronto Listings Don't Sell. Waiting for Lower Rates Won't Change That.
Posted on Sep 07, 2026 in Buying Tips
Here's a number that surprises most people, including a lot of agents: pull the data on any month of Toronto listings old enough to have fully played out, and somewhere between 55 and 68 percent of them get taken off the market without ever selling under that listing. Call it two out of three. That's not a slow-month anomaly. It's held in that rang...
When It’s a Buyer’s Market… But Buyers Don’t Show Up
Posted on Sep 15, 2025 in Buying Tips
I had to laugh. If only it worked that way.
Yes, by the numbers, we’re sitting in buyer’s-market territory. There’s more inventory on the market, especially condos, and sellers are competing harder for attent...
New Toronto Bylaw Cracks Down on Reno-victions
Posted on Nov 16, 2024 in Buying Tips
As...
Canada’s New Mortgage Rules: Will They Make Homeownership Easier?
Posted on Sep 25, 2024 in Buying Tips
If you’ve been following the Canadian housing market, you know it’s been getting tougher for many families to enter the market, especially in high-demand areas like Toronto and Vancouver. But recent changes to Canada’s mortgage rules, set to take effect later this year, are poised to make homeownership more accessible. Whether you’re a first-time b...
What the Recent Bank of Canada Rate Cut Means for Toronto Homebuyers
Posted on Jun 11, 2024 in Buying Tips
On June 5, 2024, the Bank of Canada announced a significant shift in its monetary policy, reducing the target overnight lending rate from 5% to 4.75%. This is the first rate cut since March 2020, a decision that many financial analysts had anticipated. Let's dive into what this means for the Toronto real estate market and how it can impact your hom...
Insights for Buyers in Canadian Real Estate
Posted on May 16, 2024 in Buying Tips
Navigating a Sellers’ Market: A Guide for Buyers
Posted on Mar 14, 2024 in Buying Tips
